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PRACTICE AREA · CHIȘINĂU

Insurance lawyer in Chișinău — RCA and CASCO

Insurance disputes in Chișinău, Moldova: RCA and CASCO claims, denied or reduced compensation, insurer disputes and review of supporting documents.

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01 / WHAT THE ASSISTANCE COVERS

What the assistance covers

  • Review of rejected claims and reduced settlements
  • Disputes concerning compulsory third-party motor insurance (RCA)
  • Review of CASCO terms and voluntary insurance policies
  • Claims, written demands and correspondence with insurers
  • Negotiations and court representation
  • Recovery and recourse disputes when applicable

02 / HOW YOUR CASE IS REVIEWED

How your case is reviewed

The policy, accident documentation, claim file and insurer response are reviewed before a strategy is proposed. Available remedies depend on the evidence and the insurance terms.

03 / DOCUMENTS TO PREPARE

Documents to prepare

  • Insurance policy and terms
  • Accident or loss documents
  • Written insurer response and claim correspondence
  • Damage assessment and supporting invoices
  • Photographs and other evidence

FREQUENTLY ASKED QUESTIONS

Frequently asked questions

What if my insurer denies compensation?

Keep the written decision and all supporting records. The legal grounds and next steps must be assessed in light of the particular policy.

Do you handle CASCO matters?

Assistance may cover voluntary insurance disputes, including CASCO policy interpretation and compensation decisions.

Practical points for your situation

Refusal and valuation are different disputes

For a refusal, the review examines the stated ground, coverage and evidence of the event. For a disputed amount, it compares the assessment with damage, repair options and supporting records. A repair invoice or quotation must be assessed in the context of the loss and insurance regime.

The claim timeline

List the dates of the event, notification, claim, completion of documents, decision and payments. Attach delivery and receipt confirmations. This timeline helps check deadlines and identify requested documents that remain outstanding.

Before signing a settlement

Read which losses the offered amount covers and the effect of any release of further claims. Identify additional damage or unresolved expenses. Do not assume that every document called an agreement preserves the possibility of claiming a balance later.

If you receive a recourse demand

Request the recovery ground, amount paid and supporting evidence. The assessment includes the person pursued, previous payments and limitation issues. Involvement in an accident alone should not be confused with satisfaction of every condition for recourse.

Preparing for the first discussion

When arranging an appointment, briefly describe the issue, intended result and any approaching deadline. Prepare a timeline and a list of available and missing documents. Send sensitive records only after agreeing a communication channel. The consultation should clarify options, risks and steps requiring further evidence. Document preparation, representation and related expenses depend on the agreed scope of engagement; making an appointment should not be assumed to include all these services.