Road accident in Moldova: preparing an RCA compensation file
Published by Avocat Expert · Republic of Moldova
An organised file helps explain the damage and track the compensation request. This guide covers document preparation for RCA insurance, not every accident scenario or CASCO cover.
Prepared on 29 October 2026
1. Use the appropriate accident-reporting procedure
BNM distinguishes reporting by the authorities from amicable accident reporting, which is available only when its legal conditions are met. Keep records and photographs; do not assume a verbal agreement between drivers is enough.
2. Keep the claim and registration confirmation
The damage file starts with a compensation request to the entity responsible in the particular situation. Ask for proof of submission and record the file number. Keep requests for additional documents and your replies together.
3. Organise damage evidence
Depending on the case, the file includes accident records, the claim, damage inspection, an estimate and repair documents. Keep photographs, invoices and evidence of the expenses claimed. A general checklist is not a complete list for every accident.
4. Seek clarification before repairs or acceptance
Check the inspection procedure and access to the vehicle before changing the damaged property’s condition. Compare the calculation received with your documents and identify specific unclear items. Read any statement waiving further claims carefully.
5. Prepare questions for the consultation
Ask which documents are missing, how differences in the amount are explained and which deadlines must be monitored. For a refusal, bring the written response and all correspondence. A seemingly low amount alone does not establish an error: the reasons and records need review.
Official sources (in Romanian)
General information. Applicable rules and deadlines must be checked against the specific situation and the relevant version of the legislation.