Challenging an RCA compensation amount in Moldova

Obtain the claim records

Ask for the documents relevant to the assessment and the insurer’s reasoned position. Compare the recorded damage with photographs, technical findings, estimates and invoices.

Before accepting the amount

• Read any settlement or acceptance document before signing.
• State concrete objections to omitted damage or calculation.
• Consider an independent technical assessment where justified.
• Keep proof of submissions and receipt dates.
• Check the applicable complaint and court deadlines.

Choosing the remedy

A reduced payment, delayed payment and full refusal are different legal situations. The appropriate response may be a reasoned objection, complaint, negotiation or court claim, depending on the evidence and applicable RCA rules.