RCA compensation refused in Moldova: available steps
Published by Avocat Expert · Republic of Moldova
Before accepting a refusal, check its reasons, the claim file and the limits of cover. Each case needs separate assessment.
Request a consultation ↗1. Obtain written reasons
Identify the fact, contractual provision or legal condition cited for refusing or reducing compensation. Keep the original claim and correspondence with the insurer.
2. Check the claim documents
Review accident records, photographs, inspection reports, valuations, estimates and invoices. Dissatisfaction with the sum alone does not prove a calculation error.
3. Identify the applicable framework
For RCA, the starting point is Law No. 106/2022 on compulsory motor liability insurance for damage caused by vehicles. For CASCO or other voluntary insurance, policy terms may be decisive. The regime and time limits must be checked for the particular facts.
4. Prepare the legal response
Depending on the evidence, options may include requesting clarification, challenging the calculation, a reasoned notice or court proceedings. Choose the course of action using the records and applicable conditions.
Legal note
General information, not advice on a particular case. Procedural time limits must be established from the relevant rules and circumstances.
Official legislative register. Check the version applicable to the facts. legis.md ↗