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RCA compensation in Moldova: claims and loss

Claim documents, assessment of loss, refused or reduced payments and steps for seeking RCA compensation.

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What the lawyer checks

  • Is there a valid RCA policy and an insured event?
  • Which documents establish the accident and loss?
  • How was compensation calculated and what supports it?
  • What reasons did the insurer give?
  • Which challenge procedure is available in this case?

Practical steps

  • Keep accident records and the claim file.
  • Obtain and examine the insurer’s reasoned written position.
  • Gather valuations, estimates, invoices and photographs supporting the extent of loss.
  • Discuss whether reassessment, a formal notice or court proceedings have a proper basis.

Applicable framework

Compulsory motor liability insurance is governed, among other provisions, by Law No. 106 of 21 April 2022 on damage caused by vehicles. Relevant civil and contractual rules also apply. Check time limits and conditions against the version of the law applicable to the relevant date.

Legal assistance with insurance disputes.