Debt recovery in Moldova: preparing documents before a claim
Published by Avocat Expert · Republic of Moldova
A debt claim starts with evidence and a clear calculation, not just a statement that payment is overdue. Use these steps to prepare for a discussion with a lawyer.
Prepared on 29 October 2026
1. Identify the obligation and the debtor
Record who owes the money, to whom, under which agreement and when payment was expected. A personal loan, an unpaid service invoice and a commercial debt may require different legal assessments.
2. Gather the available evidence
Collect the agreement, amendments, evidence of money or goods being transferred, invoices, acceptance records, bank statements and correspondence. Keep originals and messages in context rather than isolated screenshots. The absence of a signed contract alone does not establish whether a claim is possible: the evidence must be assessed together.
3. Separate principal from additional amounts
Prepare a table showing the initial sum, each payment received, its date and the remaining balance. If interest, penalties or damages are sought, provide the relevant clauses and calculation for review. Do not automatically add a percentage solely because payment is late.
4. Prepare a clear communication
For a possible notice, identify the obligation, amount, supporting documents and proposed payment method. Keep proof of dispatch and any reply. The lawyer checks whether a preliminary step is required and how to formulate the demand under the agreement and applicable law.
5. Discuss the strategy before filing
Ask about due dates, limitation periods, the competent court, costs and settlement options. Distinguish the prospects of obtaining a judgment from the prospects of actually collecting money. A favourable judgment does not itself mean the debt has been paid.
Official sources (in Romanian)
General information. Applicable rules and deadlines must be checked against the specific situation and the relevant version of the legislation.